Privacy Policy

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PRIVACY POLICY

Effective Date: June 4, 2022

Zhon Credit ("Company," "we," "our," or "us") values your privacy and is committed to protecting the personal information you provide through our website and services.

By using our website and services, you agree to the practices described in this Privacy Policy.

1. Information We Collect

We may collect personal information including:

• Name
• Email address
• Phone number
• Mailing address
• Date of birth
• Credit-related information
• Business information
• Payment information
• Documents submitted for service processing

We may also automatically collect information such as:

• IP address
• Browser type
• Device information
• Website usage data
• Cookies and tracking technologies

1. How We Use Your Information

We use collected information to:

• Provide requested services
• Process client enrollments
• Communicate regarding accounts and services
• Improve website functionality
• Deliver customer support
• Send updates and promotional offers
• Comply with legal obligations

1. Sharing of Information

We do not sell personal information.

We may share information with:

• Credit bureaus and creditors when authorized
• Service providers assisting our operations
• Payment processors
• Technology providers
• Government agencies when required by law

1. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect personal information. However, no method of transmission over the internet can be guaranteed to be completely secure.

1. Cookies and Analytics

Our website may use cookies and analytics tools to improve user experience and understand website traffic patterns.

Users may adjust browser settings to manage cookie preferences.

1. SMS and Email Communications

By submitting information through our website, you consent to receive communications including:

• Service updates
• Appointment reminders
• Account notifications
• Marketing messages

Message and data rates may apply. Consent is not a condition of purchase.

You may opt out at any time by replying STOP to text messages or using the unsubscribe link in emails.

1. Your Rights

Depending on your location, you may have rights to:

• Access your personal information
• Correct inaccurate information
• Request deletion of information
• Withdraw communication consent

Requests may be submitted using the contact information below.

1. Third-Party Websites

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of external sites.

1. Children's Privacy

Our services are intended for individuals 18 years of age or older. We do not knowingly collect information from children.

1. Policy Updates

We reserve the right to update this Privacy Policy at any time. Changes will be posted on our website with an updated effective date.

1. Contact Information

Zhon Credit

Website: ZhonCredit.com

Email: ZhonCredit@gmail.com