About Us

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At Zhon Credit, we’re dedicated to helping you take control of your financial future. Founded by Vic Billz, who transformed his own credit journey, our mission is to provide the tools and guidance to repair, build, and maintain healthy credit. We understand the struggles of poor credit and are here to help you overcome them—whether you're seeking approval for a car, home, or business funding.

We specialize in helping businesses secure the funding they need to grow and thrive. Our goal is simple: to empower you with the knowledge and support to unlock the opportunities that a strong credit score can bring. We’re more than a business—we’re a community committed to helping you achieve your financial dreams.

About Us

At Zhon Credit, we know that credit isn’t just a number – it’s a key that unlocks opportunities for a better life. Our founder, Vic Billz, has experienced the challenges and rewards of credit firsthand. After attending  college, he struggled to get approved for a car or even his first place to live. No matter how hard he worked, credit always seemed to stand in the way.

Through these setbacks, Vic came to a powerful realization: credit plays a vital role in achieving financial freedom, and if managed responsibly, it can open doors to countless opportunities. But it wasn’t just about improving his own financial situation; it became a journey to help others.

Vic’s story took a deep personal turn when he tragically lost his brother. This loss was a turning point in his life, pushing him to reflect on his purpose and legacy. Shortly after, he was blessed with a son, Zhon, whose name would later inspire the business that would change his life.

In the beginning, Vic focused on helping his friends and family members improve their credit scores. As he saw how life-changing it was for them to go from being denied to being approved, he realized that this was a calling. With a heart full of passion and a vision to make a difference, Vic decided to turn his personal success into a mission to help others. This led to the creation of Zhon Credit, a business designed to empower people with the knowledge and tools to take control of their financial futures.

Vic’s journey from struggling with his own credit to achieving an 800+ score and securing business funding inspired him to help others do the same. Today, Zhon Credit is here to guide you through the process of credit repair, education, and financial empowerment.

We believe everyone deserves the chance to achieve their dreams, and we’re here to help you unlock that potential. Let us help you transform your financial life, just like Vic did, and create a brighter future for yourself and your loved ones.